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Your credit score can have far-reaching implications for numerous aspects of your life. It can be the difference between you being accepted or rejected for credit. That’s why it’s important to know how credit scores in Australia work. That’s why we’ve put together this handy...
Read More >Taking a well-deserved break is crucial for maintaining both mental and physical health, offering a much-needed...
Automatic savings plans are a practical tool that helps regularly set aside money without needing constant...
In recent years, the way Australians manage their finances has been revolutionised by the development of...
Superannuation, commonly known as "super," is a crucial element of financial planning, ensuring individuals have a...
Credit enquiries, or credit checks, occur when a financial institution or other entity checks your credit...
In today's digital age, safeguarding your financial identity is more crucial than ever, especially in Australia...
Maintaining a good credit score is essential for securing favourable loan and credit card terms, as...
Personal guarantees are a common financial tool used to secure business loans, where business owners or...
In Australia, the financial landscape offers a variety of borrowing options, with line of credit loans...
Credit Enquiries and Rental Applications in Australia: What Tenants Should Know Navigating the rental market in...
Student loans, particularly through Australia's Higher Education Loan Program (HELP), play a significant role in enabling...
Loan forgiveness refers to the cancellation of a borrower's obligation to repay all or part of...
Interest rate caps have a significant impact on loan products in Australia, providing protection and stability...
Taking out a loan is a big decision; unfortunately, not everyone has good intentions. Loan fraud...
What is Overdraft Protection? In banking, an overdraft occurs when you try to spend more money...
Australia's housing market has long been a topic of discussion, reflecting the country's economic landscape and...
Whether in property, the stock market, cryptocurrency, or a high-interest bank account, it is always good...
Reward checking accounts are different from traditional checking accounts. While regular checking accounts serve basic functions...
Loan forgiveness, also known as debt forgiveness, is a process where a debtor’s obligation to pay...
Australians are feeling the pinch of rising energy costs, impacting household budgets and business operations alike....
There’s no two ways about it: starting a new business in Australia can be tough work. ...
For many Australians, the weight of unmanageable debt can feel overwhelming. If you find yourself in...
Ever wondered how your savings account can grow over time, even without you adding extra cash?...
Having a strong relationship with your bank can be a valuable asset. It can offer you...
Unexpected medical emergencies can significantly impact individuals and families financially, causing stress and hardship. Statistics from...
Life is full of ups and downs, and while some bear nice and memorable experiences, others...
Thinking about taking out a loan in Australia? You might come across the term "balloon payment"...
The Australian property market has been experiencing dynamic shifts, with cities like Sydney reporting a notable...
Disclaimer: This content does not constitute financial advice. The article below is for the readers’ information...
In today's fast-paced world, young adults face unique financial challenges. Understanding the significance of maintaining a...
Managing multiple credit accounts is a common financial strategy in Australia, driven by various factors. Firstly,...
In Australia, understanding the factors that influence your credit score is important to maintain a healthy...
Understanding how to manage your credit wisely is crucial for maintaining a healthy financial life. Whether...
In Australia, it's essential to understand how utility companies can influence your credit score. These companies,...
In the world of finance, the concept of a loan top-up has emerged as a potential...
When it comes to pursuing higher education in Australia, choosing the right student loan is an...
Pre-approved credit card offers are tempting, but it's important to consider the advantages and disadvantages before...
Homeownership is a significant milestone, and many individuals opt for home loans to help with their...
Payday loans are a type of financial tool that individuals often turn to for short-term cash...
Undergoing the Car Financing Process Without Harming Your Credit Before applying for an auto loan, it's...
In a nutshell, credit enquiries occur when you apply for any type of credit. Lenders use...
Purchasing a home is a significant financial decision, and securing a mortgage is often an essential...
Having a reliable mobile phone plan is essential for staying connected with friends, family, and the...
Understanding the nuances of credit scores and credit reports is essential, especially when it comes to...
In personal finance, your credit score is really important. Your credit score is a three-digit number...
Managing your credit is crucial for getting loans or credit cards in Australia. One important factor...
Your credit score and credit limit are the keys that can unlock or limit your access...
Credit scores play a pivotal role in financial stability and access to various services in Australia....
Credit scores have a big impact on our financial lives. They affect our ability to get...
If you’re a small business owner, you probably know the challenges of managing your finances. From...
Many Australians dream of owning their own home, but comprehending the pivotal role that credit scores...
Shared Credit Woes In the world of finance, we often find ourselves navigating the delicate balance...
In Australia, as in many other countries, a good credit history is a valuable financial asset....
Renting a property in Australia is a significant milestone, whether you're a young adult moving out...
A Guide for Students and Young Adults Disclaimer: This content does not constitute financial advice. The...
Building Credit for Your Company Disclaimer: This content does not constitute financial advice. The article below...
Tippla is a free online financial platform that enables users to monitor and track their credit...
Maintaining a healthy credit score has become more critical than ever before. Whether you're seeking a...
In today's competitive job market, employers are increasingly relying on a variety of factors to assess...
Credit scores play a crucial role in determining an individual's financial standing and access to credit...
Credit enquiries refer to the instances when a lender or credit provider assesses an individual's credit...
Understanding all the factors that can affect your creditworthiness is crucial when navigating the complicated world...
Illion is one of the top credit bureaus in New Zealand and Australia, and an independent...
As more Australians seek ways to live sustainably and reduce their environmental footprint, the concept of...
Remember that crazy days when over 200 interested parties turned up for a rental open day...
High inflation and rising operating costs are just two of the main reasons why many businesses...
Are you currently thinking about getting a personal loan? You might have realised just how many...
Christmas is just around the corner. December can certainly be an expensive time - presents, travel,...
Do you want access to finance, but you’re not sure what your options are? You might...
Whilst mistakes on your credit report can be common, there are certain things you can do...
If you have mistakes on your credit report, it could be harming your credit score and...
Your credit report is an important document that holds your recent credit history. However, mistakes in...
Mistakes on your credit reports can be quite common. Whether it’s consumer error when filling out...
It can be difficult to understand how interest works when it comes to your personal loan....
Tippla is expanding. We recently launched a new feature - Spending Habits, to bring our valued...
When you take on a loan, whether it be a bank, non-bank lender, credit union or...
Your credit score is an important number - it can be the difference between you being...
If you’re in the market for a personal loan, you might be wondering when do banks...
There are many reasons why someone might have to enter into bankruptcy. If you are about...
If you understand your credit score, then you can utilise your credit rating to its full...
We have covered what can affect your credit score frequently here at Tippla. But one question...
Your credit score can have far-reaching implications for numerous aspects of your life. It can be...
In Australia, you have three credit scores - one each from the three credit reporting agencies...
Your credit score is an important number and can have far-reaching implications. Today, Tippla is going...
Your credit report is an important document and it can have far-reaching implications. Any time you...
Buying your first home is an exciting process. Buying a house is likely one of the...
Are you looking for a personal loan but you’re not sure which one is right for...
In Australia, your credit score is calculated by three credit bureaus. Out of these three, the...
If you’re in the market for a phone plan, there’s something you should be aware of....
Every property owner should strive to improve their commercial lot’s aesthetics and functionality. This not only...
Are you looking for some extra finance for emergencies, for a big purchase, or are you...
These days, streaming has become a daily activity for many people. This could be for entertainment,...
If you have a below-average credit score but you still want to take out a personal...
Do you want to check your credit score? Do you want to see your Equifax or...
In Australia, you have three credit scores and credit reports. The information contained on your credit...
Every three months, your Equifax and Experian credit reports will be updated on Tippla. We’ve put...
Whilst your credit score is only a number, it actually can impact your life in a...
Are you looking for a personal loan, but you’re worried about not having a credit score?...
Do you currently have credit card debt as well as a personal loan? You might be...
Visa and Mastercard are household names, recognised across the world. But do you know what’s the...
Australia’s property market is hot right now, with lots of people flocking to the real estate...
With Buy Now Pay Later (BNPL) platforms, especially Afterpay, becoming an increasingly popular payment option, we’re...
With so many options out there on the market, Tippla has put together a helpful guide...
Is debt consolidation right for you? There are a few things you need to consider before...
Whilst credit cards can be a useful tool, they often come with a range of different...
There are many reasons you might want to take on a personal loan - an unexpected...
If you are looking for extra finance, whether it’s to make a big purchase, cover unexpected...
Whether you’re applying for credit or simply want to know more, we hear you, and we’re...
Your credit report is an important document that gives you a clear overview of your credit...
Your credit score is an important number when it comes to applying for different types of...
Negative entries can have a serious impact on your credit score. If you want to know...
There are a number of reasons why someone might have to enter into bankruptcy. But how...
There’s a lot of uncertainty when it comes to credit scores. There’s one question, in particular,...
A lot of people don’t realise just how much interest can cost you when you take...
As spending picks back up in Australia, more and more Aussies will be accruing a credit...
When you take out a loan, you’re not only paying back the amount you’ve borrowed but...
Millions of Australians have some kind of credit card. But there’s a difference between having a...
Make saving money fun with these frugal hacks for 2021! We’re well into 2021 (where did...
Fraudsters are adopting more sophisticated methods to steal your card details. Tippla has put together a...
Are you currently looking for a loan, but you’re not sure where to start? You’re not...
In life, there’s rarely a quick fix. The same can be said for your credit score....
The new year is upon us. It’s time to embrace the #newyearnewme motto and take control...
We’re all about setting realistic credit score goals. We’ve compiled a list of achievable credit score...
If you’ve been rejected for a loan or denied credit, it could be because of your...
We’ve said it time and again - your credit score is an important number. The higher...
Taking out credit, whether it be a credit card, loan, or mobile phone, can have more...
There is a lot of uncertainty surrounding credit scores and your credit report, so we’re shining...
It’s beginning to feel a lot like Christmas! With the holiday season just around the corner,...
Bankruptcy - it’s a word that you’ve very likely heard before, but you can be forgiven...
Tippla has rebuilt its platform from scratch, to give you the best service to improve and...
Growing a business is tough work, especially if you’re strapped for capital. A quick and easy...
Money talk: Why the question "should I ask my partner about their credit score" is important...
If you did online shopping during the lockdown, chances are high that you came across Buy...
No credit history? No problem! You can build a credit history from scratch. Here's a helpful...
100 points of ID - Why you need it and what to provide Ready to get...
If you're wondering what lenders see when they look at your credit report after applying for...
Ready to get on the road? Now the big question: Car loan vs personal loan, what’s...
Understand what joint personal loans are, how they work, and learn about the advantages and risks...
Do you want to know more about how to refinance your home loan, or whether you...
Is your loan set or can you increase your personal loan amount if needed? If you...
If you're wondering if you can apply for a loan for someone else, then we have...
The process of personal loans and how they work If you need that extra cash but...
What is best for my business: Should I get a business loan or personal loan? You’re...
Loan 101 - what's better for me - personal loans or credit cards? Are you looking...
Why take out a personal loan? A personal loan is a certain amount of money that...
Are you looking for a personal loan from a familiar bank? Almost all major banks offer...
If you plan on consolidating your debts, buying your dream car or renovating your home, a...
Looking for secured loans? When shopping for a loan, an option you’d have to consider is...
There is a lot of car insurance options out there. What is short-term and temporary car...
What happens when your car is written off? Having a car written off is every driver’s...
Car insurance companies provide you with multiple coverage options that provide different types of protection. The...
When you turn 25, you’ll notice a drop in your insurance premium. Car insurance companies calculate...
What are deductibles and what do they mean for you? An insurance deductible is an amount...
If you're unsure of what is a car make and model, here's a quick breakdown of...
Here’s a step-by-step guide on reporting an accident and filing a claim. Car accidents can be...
With usage-based car insurance, you could save a lot of money compared to the regular policy....
You must understand all aspects of your car insurance policy. Having an active insurance policy on...
You can still take out car insurance without having a driver’s license. However, you won’t be...
New drivers or young adults pay more for their car insurance policy. Here are some tips...
Even though your premium will increase after filing an at-fault claim, there are some things you...
Do you have a new driver in the house? Here’s what you could do to insure...
Car insurance policies are up for renewal every time your premium expires, which is usually yearly...
When purchasing a car, you will most likely be covered by a warranty for a certain...
On average, Aussies are paying $1,131 for their car insurance. However, that number varies depending on...
Credit unions and banks are both financial institutions that provide a safe place for your funds...
Certified cheques are aimed for large payments, security deposits, or down payments. By validating a certified...
Although a term deposit account tends to earn high interest, you can’t access your funds for...
Similar to savings accounts, online banks tend to offer higher interest rates for maintaining your funds...
Although closing a bank account is generally a simple process, it’s important to understand how and...
Opening a bank account is a simple and quick process. You’ll only be required to provide...
Grow your money faster with savings accounts Unlike everyday transaction accounts, savings accounts offer high interest...
Essentially direct debit is the safest and most convenient way to digitally debit paychecks into your...
Cheques are written documents that instruct financial institutions to withdraw funds from your account. Cheques are...
Student bank accounts are essentially the same as any regular account. However, they usually offer special...
Having "VOID" across a cheque prevents fraud, while still sharing your account number to second parties....
Here’s the best way to transfer funds to another account, without the hassle of visiting a...
What's a credit score, how does it affect you, and how can you get a high...
Although it’s not advisable, you can finance a motorbike with either motorbike loans or an unsecured...
Which financial institution is more cost-effective? There are pros and cons to both options, however, you...
Which is more cost-effective when it comes to buying a car - lease or purchasing with...
How can I afford a car? Why not prepare a budget? Here are some helpful tips....
How do car loans work and how do they affect your car insurance? A car loan...
Forbearance is a type of loan assistance that aids with postponing or reducing your payments for...
Debt consolidation loans bundle your overall debt to help grant you lower interest rates. If you’re...
There are different types of unsecured personal loans; with the most common one being home improvement...
APR stands for the Annual Percentage Rate. Annual Percentage Rate The annual percentage rate (APR) is...
Looking to save money on energy bills with an environmentally sustainable home? If you plan on...
What are signature loans? Signature loans are usually given to people having to cover low-value expenses....
If you're struggling to understand the difference between paid in full vs settled in full, Tippla...
Car lease coming to an end? Here's what happens next There are three options you can...
Here's what you need to know if you want to sell a car with a loan...
When running a business, it’s common for owners to face financial road bumps along the way....
You will most likely know revolving credit like credit cards. It's most commonly known as a...
Are you thinking of how to switch banks? Here's a helpful guide to get you started....
Nominal interest rate refers to the rate that doesn’t reflect inflation or take compounding into account....
Sometimes buyers aren't financially able to buy their vehicles upfront, so they generally go for the...
Having “full coverage” insurance doesn’t refer to a type of insurance. Instead, it refers to a...
It is completely illegal to text and drive in every state in Australia. However, certain fines...
A bank statement is a document issued to you by your bank that summarises your financial...
How to apply for a loan online? Online loans are conceived as more convenient than traditional...
Yes, should have car insurance when you purchase a car. Even before knowing what specific model...
It's commonly known that car insurance fraud can be a serious offence, but were you aware...
A car insurance broker helps users determine which policies suit them best, and arrange and assist...
Commercial car insurance is a type of insurance that’s designed to protect cars used for business...
If you plan to move in-state, you should update your address with your state’s department of...
Gross pay and net pay both express different things about your income Have you ever noticed...
Joint bank accounts A joint bank account is any type of account owned by two or...
What is renters insurance? If you rent property, it's always a good idea to purchase renters...
What is a renters insurance premium? Insurance companies typically offer discounts with full annual payments. But...
What is a Renters Insurance Declarations Page? A renters insurance declarations page is usually is the...
Covering power surge damage Insurance providers either reimburse or replace your belonging in the event of...
Does renters insurance cover collectibles? Here's a breakdown on the ins and outs of collectibles coverage....
What Are the different types of savings accounts? Generally, there are several types of savings accounts....
You've just been popped the question, and you've excitedly said yes! You love your ring, but...
Does renters insurance cover stolen cash? Renters insurance companies commonly reimburse you for any damaged or...
There are a lot of similarities between checking and savings accounts. To avoid any confusion we've...
Everything you need to know about insurance claims Investing in renters insurance aids with protecting the...
A recent survey revealed that almost one in every five Australians currently owns a form of...
Looking out for your financial future Bad credit. If you’ve ever looked at applying for...
In Australia, there are three different credit scores from Experian, Equifax, and illion. Let's dive into...
Want to know what are the biggest factors that affect credit scores? We've provided an easy...
A lot of people underestimate the power of a good credit score. Don't let that be...
How to check credit score in Australia and what to improve? Your credit score is one...
What does my Equifax score mean? Ah, your Equifax score. It’s the small, three or four-digit...
If you want to know why credit checks lower credit scores, here's all the information you...
Building good credit: Where to start Good credit can be an invaluable asset if you’re...
A lot of people wonder do I need good credit for a personal loan? We've provided...