What is a Car Make and Model?

If you’re unsure of what is a car make and model, here’s a quick breakdown of everything you need to know.

How could your car make and model affect your insurance?

One of the first things you’ll have to fill out in your insurance application is your car make and model. This is your car’s manufacturer, and what line of cars it’s from. For example, if you drive a Toyota Yaris, the make would be Toyota (the manufacturer), and the model is Yaris.

Some models may have additional variations. For instance, some may have multiple body styles such as two or four-door versions. Additionally, models may have different engine options.
You may also personalise your car’s trim level. The trim level is the additional feature you may choose for your car.

The make and model of your car give your insurer a detailed description of your car. This helps insurance companies determine your car’s worth to insure. Here’s how to find your car’s make and model.

Moneysmart can help you pick the right car insurance for you. Read more!

How to find your car’s make and model

You can easily find your car’s make just by looking at it. Almost all cars will have the manufacturer’s logo or symbol on the front and back of your car. You also have the option to look up your car’s make, model and other information with your vehicle identification number.

What’s a vehicle identification number?

A vehicle identification number (VIN) is a unique 17-digit serial number specific to every car. This number is used by the automotive industry to identify specific cars.

You can find your car’s VIN on your dashboard, and it’s visible if you’re standing outside.

How make and model affects your car insurance

The make and model of your car give your insurer a detailed description of your car. This helps insurance companies determine your car’s worth to insure. Essentially, the more expensive your car is, the more expensive it’ll be to insure.

Are you a new driver? Read more on how your insurance rates will be affected!