Can you get car insurance without a license?

You can still take out car insurance without having a driver’s license.

However, you won’t be covered if you drive it as that would be illegal. Sounds counterintuitive right? Insuring a car without having a driver’s license. However, there are many scenarios where you’ll wish you had insurance on your car!

Reasons to buy car insurance 

There are many reasons as to why you’d want a car insured, even without a license. Car insurance policies have coverages such as fire, theft, and vandalism! Here are some cases as to why you’d want to buy insurance for your car without a license. 

Getting car insurance for an underage driver

You won’t be driving your insured vehicle without a license. However, other licensed drivers in your family can drive the car. Adding other drivers to your policy is cheaper than purchasing separate ones, especially if they’re under 25. If you have a child in your family with a learner’s license, you’ll want to insure them through your policy, to begin with.

 Read more on Learner drivers and car insurance! 

Getting car insurance for a personal driver

If you have a chauffeur driving your car, the car will still need to be insured. Whether you’re wealthy, disabled, or simply retired from driving, you must always ensure the car you’re driven in. You can add your driver onto your policy by contacting your provider and listing them as a primary driver. It’s a simple process that can be done on the same day!

Getting car insurance for a vintage car

Some people may have a vintage or collectable cars, without driving them. Even if you don’t drive your vintage car, you need to take into account protecting the car from theft, vandalism, or natural disasters! Simply contact your insurer and list the car under third party coverage. It’s a less expensive coverage that covers from the listed perils. 

How to buy insurance without a license

When applying for insurance for your vehicle, you will be asked to include your licence number. Although insurance companies prefer you have your license, you may still apply without one! Instead, you can use the name and information of the primary driver or another driver in your family. That step insures your car as long as you don’t drive it!